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LIC ADO & AAO Notification: Syllabus, Exam Pattern, Eligibility & Salary

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Introduction

LIC ADO & AAO Notification 2025 gives a clear pathway to two high-demand roles—Apprentice Development Officer (ADO) and Assistant Administrative Officer (AAO)—by detailing the syllabus, exam dates, eligibility, and salary structure. In essence: the notification covers everything you need to know—from when to apply and what you’ll be tested on, to how much you’ll earn.

Quick Overview of the Notifications

Both ADO and AAO/AE notifications dropped in mid‑August 2025. The AAO & AE roles offer a huge 841 vacancies, with online applications open from August 16 to September 8, 2025. AAO prelims are tentatively on October 3, and mains scheduled for November 8, 2025 . Meanwhile, ADO notification sources didn’t mention exam dates, but its salary structure is well documented .

Eligibility & Vacancy Details

AAO & AE Posts

Total of 841 vacancies: 350 AAO Generalists, 410 AAO Specialists, and 81 Assistant Engineers (Civil/Electrical) .
Age limit: 21–30 years (some Specialist/CA/Legal posts allow up to 32 years) as of August 1, 2025 .
Qualification:
AAO Generalist: Bachelor’s degree in any discipline.
AAO Specialist: Degree specific to the specialization (like CA, Law, Actuarial).
AE: B.E./B.Tech in Civil or Electrical Engineering .

ADO (Apprentice Development Officer)

No notification on vacancies or dates yet, but the path generally requires graduation and comes with its own pay scale and career ladder .

Exam Pattern & Syllabus

AAO (Generalist & Specialist)

Three-phase selection: Prelims (objective), Mains (objective + descriptive), and Interview/medical .
Prelims likely include Reasoning, QA, and English with sectional minimum qualifiers .
Mains covers broader topics: Reasoning, Data Analysis & Interpretation, GK & Current Affairs, Insurance & Financial Markets, plus Descriptive English .

ADO

Specific exam pattern was not in sources. Focus is on salary and career progression for now .

Salary & Perks Comparison

AAO & AE

Starting basic salary: ₹88,635/month, rising to ₹1,69,025 over time .
In an A‑class city, gross monthly emoluments can reach around ₹1.26 lakh, including HRA, DA, CCA, special allowances .
Benefits include: defined contributory pension, LTC, mediclaim, gratuity, vehicle/mobile allowance, acturial incentives, and more .
Probation: 1 to 2 years, with a bond of ₹5 lakh if leaving before four years of service .

ADO

Basic pay at start: ₹21,865/month, rising via increments over years .
In-hand salary in A‑class city: approximately ₹34,500 to ₹37,000 .
Another pay scale version shows starting basic at ₹35,650, with in-hand salary ₹50,000–₹56,000, depending on allowances and city .
Benefits: DA, HRA, CCA, LTC, group insurance, performance incentives, pension, medical benefits .
Career path: from ADO → Development Officer → Branch Officer → Divisional Officer → Regional Manager .

Application & Timeline Snapshot

Here’s a quick schedule for AAO & AE:

Application fee:
– ₹700 + charges for General/OBC/EWS.
– ₹85 + charges for SC/ST/PwBD .

Hints from aspirants mention online submission errors, misplacement of handwritten declaration, etc.—best to double-check uploads .

Real-world Prep Tip (Mini Case)

One candidate shared this on forums (“anonymous aspirant was chatty…”): they scored just minimum in Quant & Reasoning in prelims but still made mains through sectional MQM—showing strategy matters. Focus on strong areas, but don’t slack on weaker ones .

Quote from a Career Expert

“Understanding the AAO salary structure—including gross pay and post‑probationary increments—allows aspirants to value this path not just as a job, but as a long‑term career in India’s insurance sector.”

Conclusion

In short: The LIC ADO & AAO Notification 2025 lays out a robust opportunity—particularly the AAO/AE stream with clear timelines, structured selection process, and excellent salary-plus-perks from day one. ADO remains less detailed but still attractive for early-career aspirants, given steady growth and decent initial compensation. If you’re aiming for a stable government insurance career, both streams are worth careful tracking—keep eyes on official LIC updates for final ADO specifics.

FAQs

What’s the difference between LIC ADO and AAO?

ADO is a development officer role with moderate starting salary (~₹35k–56k in-hand), growing via regular increments and allowances. AAO offers higher starting pay (~₹88k basic) with perks, faster growth, but tougher selection.

When do I apply for AAO 2025?

Online applications open August 16, 2025, and close on September 8, 2025.

What does the AAO exam cover?

Selection includes Prelims (objective questions in Reasoning, QA, English), then Mains (includes data analysis, finance/insurance, descriptive English), followed by interview/medical rounds.

How much does an AAO earn monthly in hand?

In a big city, gross pay can touch ₹1.26 lakh, but net in-hand will slightly vary after deductions. Starting basic is ₹88,635/month, with perks and allowances boosting total compensation.

Is there an age limit?

Yes—21 to 30 years generally; some specialized AAO roles allow up to 32 years as of August 1, 2025. ADO age limits are similar but check official notification when released.

Where to find official details?

Always rely on LIC India’s official site for PDF notifications, application links, exam schedules, and syllabus updates.

Feel free to adjust or ask for more specifics like detailed syllabus breakdown or preparation strategies!

Brian Howard

Certified content specialist with 8+ years of experience in digital media and journalism. Holds a degree in Communications and regularly contributes fact-checked, well-researched articles. Committed to accuracy, transparency, and ethical content creation.